What is a good driver discount?

Good driver discount is probably the most famous discount on car insurance. While car insurance companies have many different car insurance discounts only a few can so much money on car insurance premiums as you store good driver discount (GDD).

Driver sentenced for speeding violations receive DUI charges and other injuries of reckless traffic higher car insurance rates, but rewarded good drivers are always with lower premiums... but what exactly is a good driver?

The good driver discount

Car insurance companies base premiums on risk and the formula for risk assessment (a driver's potential risk a future claim file) depends heavily on personal driving records. Driver with a clean record get automatically lower prices while high risk drivers see higher premiums and deny even coverage.

"A good driver discount is usually applied when an applicant a three (3) year accident and driving history free ticket"

Parking tickets do not count but any kind of acceleration travel ticket, a red light without insurance or any other type of moving traffic violation running certainly negative to your profile counts. Some car insurance companies allow a single event within a period of three years, but this usually limited only exclusion, speeding tickets, is where the speed was not overly regarded, and existing customers.

If you are shopping around for new car insurance and a ticket or other type of "bad driver" had spot your driving record is the only places you in the past 3 years is still a good driver discount could your current car insurance and a limited number of other vendors.

The preferred risk driver

Good drivers have a formal label in the auto insurance industry defined as "preferred risk drivers". The ideal profile for a preferred risk driver is:

25: About 25 with a driving licence for more than 5 YearsSpotless driving record (3 years): driving record free of charge car accidents, tickets and moving violations for at least the last three or more YearsGreat credit: credit scores, the higher than the national average for your zip CodeGood citizens: driver with no convictions for car related CrimesDefensive driver course *: depends on the car insurance

How much are good driver discounts?

This depends entirely on your car insurer but many consumers report savings of between 10 and 20% off standard car insurance premiums with the GDD discount. In fact, when a driver only loses a good driver discount you detect prices really are how much standard auto insurance.

Learn more about the good driver discount-find today you want an auto insurance!